Excerpt: "We've seen digital technology disintermediate everything from record
companies to university curriculum. Yet banking has remained rather
immune to all this disruption. Sure, ATMs and online banking may threaten the bank teller's union,
but central banking's monopoly over money has hardly budged. Just like
we have to get our food from real plants and animals, we have to get our
money from real banks. Or at least it appears that way to most of us."
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